Legal financial restructuring is a legal procedure that allows individuals or companies facing financial difficulties to reorganize their financial situation by reaching an agreement with their creditors to modify the terms of debt repayment. The goal of this procedure is to assist the debtor in rearranging their financial and economic status without the need for complete asset liquidation or declaring bankruptcy.

Financial Restructuring:

Primary Objective:

Focuses on reorganizing the situation of debtors, especially those who have debts but can reach an agreement with their creditors to restructure their finances.

Aims to facilitate reaching financial agreements between debtors and creditors under the supervision of a specialist (Financial Restructuring Administrator).

Targets small debtors who may face difficulty repaying their debts but have the ability to reorganize their financial activity.

Legal Mechanism:

Relies on restructuring or reorganizing financial activities and includes agreements with creditors on how to repay debts within a flexible timeframe.

The process includes supervision by a specialized administrator who may be appointed by the court or the applicant for financial restructuring, ensuring transparency and fairness.

The process is characterized by low costs and simplified procedures, especially for small debtors.

Target Group:

Aims to provide simplified procedures for individuals or small businesses that are struggling to repay their debts but still have the ability to reorganize their situation.

These procedures offer a flexible tool for restarting the business or financial activity of small debtors.

Expertise and Specialization